By using GrowthCalc you agree to these terms. If you do not agree, please do not use the site.
GrowthCalc provides hypothetical projections based on the numbers you enter and a constant assumed rate of return. Real investments fluctuate, may lose value, and are affected by taxes, fees and inflation that the calculator does not model unless you adjust the inputs yourself. Nothing on this site constitutes financial, investment, tax or legal advice, and no fiduciary relationship is created. Always consult a licensed professional before making financial decisions.
We take care to implement the compound-interest formulas correctly, but the service is provided “as is” without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose or uninterrupted availability. You are responsible for verifying any figures before relying on them.
The core calculator is free for personal and commercial use. The optional Pro upgrade is a one-time purchase that unlocks additional features (scenario comparison, goal calculator, CSV export, printable report) in the browser where the licence key is activated. Licence keys are personal, non-transferable and may not be shared or resold. Refunds are handled according to the payment provider's policy shown at checkout.
You may not attempt to disrupt the site, scrape it in a way that degrades service for others, remove attribution, or use it for any unlawful purpose.
The site may display advertisements and partner (affiliate) links. We are not responsible for the content, products or privacy practices of third-party sites. Opening an account with a partner is entirely your decision and subject to that partner's terms.
The GrowthCalc name, design, text and code are owned by the site operator. You may share links to the site and screenshots of your own results freely.
To the fullest extent permitted by law, the site operator shall not be liable for any direct, indirect, incidental or consequential loss – including financial loss – arising from use of or reliance on this site or its projections.
We may update these terms at any time. Continued use after changes constitutes acceptance of the new terms.